June 22, 2016

Top Five Tech Tips for Real Estate Agents

  The Education Team of Independence Title frequently attends conferences and webinars to stay up with the latest and greatest in technology in the real estate industry. Using that information, we created a list of “tech tips” that we think are worth your while. Here’s the first 5 for you to check out: 1)  LinkedIn […]

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June 17, 2016

Luxury homes trending towards buyers’ market

Welcome back to the Independence Voice! This week, we will take a look at the state of the national economy, and how it is influencing our local and regional real estate markets. The Bureau of Labor Statistics released its most recent job report showing that the U.S. economy added only 38,000 jobs in May, far […]

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May 24, 2016

The Ultimate App!!

How much will my monthly payment be? How much do I need to bring to the closing table? How much will I net at closing? If you are a Realtor you probably hear these questions every day from your buyers and sellers. What if you could answer your clients’ questions within seconds with one user-friendly […]

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May 16, 2016

Beware! Wire Fraud is at an All Time High.

You’ve done it!  You took a Buyer from shopping for a house, to a contract on a house, to the closing table and you couldn’t be more ecstatic for them.  Then… in total shock you find out your Buyers have wired thousands of dollars to a thief!  You discover the “I could never be a victim to wire fraud, it’d never happen to me” […]

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May 10, 2016

New Additions to Our Education Team!

School will soon be out for summer, but Independence Title’s classes are still in session!  We are continuing to grow our education resources and have added two new members to our team,  Sandy Lambright and Kaema Roberson, who bring a wealth of experience to support our clients and staff. Sandy Lambright has over 16 years […]

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April 5, 2016

Looking for Something to do While Sitting in Traffic?

Let’s face it, sitting in traffic isn’t ideal.  Especially when your to-do list is a mile long, you were supposed to be at your appointment 20 minutes ago and every radio station is playing that VERY annoying used car guy commercial.  We get it and can very much relate!  What can you do while you […]

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March 23, 2016

In Praise of Texas Title Insurance

Kara McGregor, Sr. Vice President of Business Development, Independence Title Advocates for the deregulation of Texas title insurance don’t fully understand the product, or the ways in which the industry in Texas is exemplary. In the U.S., for a one-time fee a title insurance policy protects property owners from losing their homes due to claims […]

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March 9, 2016

Instagram for Real Estate

Did you know that Facebook purchased Instagram for $715 million 4 years ago? That’s right, almost a BILLION DOLLARS! At that time Instagram only employed 12 people. Needless to say, a lot has changed in the last 4 years, especially when it comes to Instagram’s popularity as well as overall marketing via social media. We […]

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January 27, 2016

New Outside Instructor!

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December 18, 2015

End of year Texas economic review

It seemed like the Texas growth miracle would never end. Texas has led the nation in job creation and home price appreciation since the end of the Recession. 2013 was a tremendous year, with home price appreciation at 15% or greater in all Texas metros. 2014 saw continued strength but a slowing of demand. At […]

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December 17, 2015

How can TRID Regulations affect your commissions?

It is important to remember that the new closing disclosure forms, created by the CFPB, are federal loan forms and these promulgated forms are used in all 50 states.  This allows for consistency when consumers are buying or selling real estate.  Since each state has their own set of regulations, regarding real estate, they may […]

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December 4, 2015

How are you going to see your figures for closing?

As we near the end of 2015 I think we should focus on one detail of the new Consumer Financial Protection Bureau (CFPB) regulations, which is the American Land Title Association (ALTA) Settlement Statement. For most residential transactions the ALTA Settlement Statement is a Realtor’s new best friend. This form is quickly becoming the golden […]

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November 17, 2015

Should you have coffee with your lender?

CFPB & TRID regulations are now upon us! As of October 3rd any loan applications submitted will fall under TRID (TILA RESPA Integrated Disclosures) regulations. If you have a lender that you refer business to Independence Title Co encourages you to have coffee or lunch with them to find out how your lender will be […]

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No more late night negotiations!

The TREC One to Four Family Contract and other TREC contract forms have been revised and are available on the TREC website. While many of the changes are insignificant, such as changing the word facsimile to fax, there are some important changes worth noting Negotiating during the option period of the One to Four Family […]

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November 6, 2015

Conservative mortgage rules helped save Texas from the recession

The United States is still recovering from the longest and most severe economic recession since the Great Depression. Real GDP fell 4%, employment 6%, and the headline unemployment rate crossed the 10% mark for only the second time in postwar US history. As we know now, housing and finance were at the center of the […]

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October 22, 2015

ABoR.com | Extreme Makeover

You may have noticed the Austin Board of REALTORS website got a makeover recently. The changes offer a more intuitive experience while surfing the site, but change is always a little difficult so they’ve made it easy to quickly access some of the most important areas of the site. Notice this? When you click View Site Tips, you […]

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October 9, 2015

Enjoy low interest rates – for now

In September, the Federal Open Markets Committee, the Fed’s policy setting arm, decided not to raise its benchmark rate, which has been near zero for seven years. The benchmark rate is what a central bank issues which other interest rates are calculated against. Also called base interest rate, it is the minimum interest rate investors […]

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September 30, 2015

New Regulations Are Around The Corner

Are you unsure how to best prepare your clients for closing in light of the new rules set out by the Consumer Financial Protection Bureau(CFPB)? We’ve got you covered! Below are seven tips to help you and your client prepare for the changes effective October 3rd, 2015. Encourage your buyer to remit financial documents to the […]

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Our Online Calculators are Ready for the New Regulations

As many of you now know the implementation date for the new TILA RESPA Integrated Disclosures (TRID) regulations set out by the Consumer Financial Protection Bureau (CFPB) is October 3rd. Most residential transactions with a loan applications dated on or after October 3rd, 2015 will be affected by these new regulations. This summer we released […]

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September 18, 2015

Texas metros remain sellers’ markets

We are in interesting times. Texas metros have had hot real estate markets for the past five years. For the last few months, we have had questions at both end of the selling spectrum. On the one hand, we are still seeing a sellers’ market in terms of inventory and demand. On the other hand, […]

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