Tag: debt

March 21, 2014

The risk of student loan debt

The ever-growing student loan debt is turning into a long term burden on the US economy. The American economy is tied to consumer spending, and the addition of this long term debt to consumers’ balance sheets diminishes total disposable income. This could delay (maybe for decades) and possibly keep young people out of the housing […]

January 31, 2014

Are tighter lending standards holding back the recovery?

Is heavy financial regulation and tightening of loan and mortgage requirements slowing the housing recovery? Over the last six months, we have discussed the effects of Dodd Franks, Basel III, and QRM (qualified residential mortgages). There is tremendous concern over the tightening of lending standards. How much do analysts think it is affecting markets? At […]

November 30, 2012

Where is the economy headed in 2013?

Discussion over the impending “fiscal cliff” and continued fiscal instability from the Eurozone, combined with a still sluggish recovery are leaving many Americans feeling pessimistic about our economic future. However, that fact remains that we are recovering, and there are some less-reported economic barometers that show we are moving in a positive direction. A great […]