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Gratitude and Good News: FinCEN Rule Postponed to 2026
Gratitude and Good News: FinCEN Rule Postponed to 2026By Karen Burnett, Senior Vice President, Escrow Manager We are officially into November and just ahead of my favorite holiday, Thanksgiving. Personally and professionally, I have so many things to […]
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Looking Ahead: What to Expect in 2026 Real Estate
Looking Ahead: What to Expect in 2026 Real EstateBy Mark Sprague, Independence Title’s Director of Information Capital As we plan for the coming year, many wonder what 2026 will bring for residential real estate. Will it mirror 2025 […]
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Property Tax Time in Texas – Tax Prorations
Property Tax Time in Texas – Tax ProrationsBy Karen Burnett, Senior Vice President, Escrow Manager Property tax time comes around October 1 of each year. That is the date that the county tax assessors are supposed to […]
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Zillow + ChatGPT: What Every Agent Needs to Know About This Game-Changing Integration
Zillow + ChatGPT: What Every Agent Needs to Know About This Game-Changing IntegrationBy Becky Gervers, Technology Trainer at Independence Title The Future of Home Search Has Officially Arrived If you’ve been in real estate long enough, you’ve seen your share of new tech […]
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It’s All in the Timing … Right?!
It’s All in the Timing … Right?!By Mark Sprague, Independence Title’s Director of Information Capital When should I buy? You should have bought 5 years ago! Five years from now, you should have bought 10 years ago. […]
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Texas SB 140:What Agents Need to Know Before September 1, 2025
Texas SB 140:What Agents Need to Know Before September 1, 2025By Roland Love, Independence Title Vice President and Attorney & Becky Gervers, Technology Trainer On September 1, 2025, a new law takes effect in Texas that every licensed real estate […]
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Want More Referrals from AI? Here’s How to Get Found on ChatGPT, Gemini & Beyond
Want More Referrals from AI? Here’s How to Get Found on ChatGPT, Gemini & BeyondBy Becky Gervers, Technology Trainer | Independence Title Why Real Estate Agents Need AI Referrals in 2025 Let’s face it—if you’re a real estate agent in 2025 and you’re only […]
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Where are We Headed, and What is “Normal”?
Where are We Headed, and What is “Normal”?by Mark Sprague, Independence Title’s Director of Information Capital The most common question I get is “When are we going to return to normal?” My response to you is: “What is […]
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The Return of FinCEN: “Real Estate Report” Required After December 1, 2025
The Return of FinCEN: “Real Estate Report” Required After December 1, 2025By Roland Love, Independence Title Vice President and Attorney So who is FinCEN? (Hint: it’s not a fish committing a moral lapse). What is even happening? Why would “they” do […]
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Preserve & Protect Your Homestead Exemption: What Homeowners Need to Know
Preserve & Protect Your Homestead Exemption: What Homeowners Need to KnowEnsure your Texas homestead exemption is up-to-date to reduce property taxes. Learn how to qualify and keep tabs on your status for maximum savings now.
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Changes in Economic Policy
Changes in Economic PolicyDiscover how rising tariffs impact housing costs, labor, and building materials. Explore strategies for homebuilders and real estate investors.
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CTA’s Wild December Ride
CTA’s Wild December RideBy Roland Love, Independence Title Vice President and Attorney Hold on tight … for now, the Corporate Transparency Act (CTA) is again on hold. The U.S. Court of Appeals […]
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What’s “Up” With Mortgage Rates?
What’s “Up” With Mortgage Rates?By Mark Sprague, Independence Title’s Director of Information Capital, with Kara McGregor, Senior Vice President The question continues to be, “Why are mortgage rates going up after the Fed rate […]
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What is FinCEN and Why Does the Title Company Care About It?
What is FinCEN and Why Does the Title Company Care About It?By Karen Burnett, Senior Vice President, Escrow Manager FinCEN is part of the US Department of the Treasury that was created to help identify how some cash funds were being […]
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How Does Your Title Company Protect You and Your Clients from Cyber Threats and Fraud? Independence Title Uses CertifID
How Does Your Title Company Protect You and Your Clients from Cyber Threats and Fraud? Independence Title Uses CertifIDBy Kara McGregor, Independence Title’s Sr. VP of Branding and Public Relations Real Estate transactions are a rich target for fraudsters and cyber criminals, with valuable assets and staggering amounts […]
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The Changing Real Estate Market: What You Need to Know
The Changing Real Estate Market: What You Need to Knowby Mark Sprague, Independence Title’s Director of Information Capital The real estate market is changing. For the last 10+ years, lending rates have been artificially low. That, in turn, with […]
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Brokers Have Some Decisions to Make … FAST …
Brokers Have Some Decisions to Make … FAST …by Kara McGregor, Senior Vice President; Roland Love, Attorney and Vice President; and Kaema Roberson, Vice President of Education June 24, 2024 – As the legal landscape on agent commissions […]
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So now what?
So now what?Real Estate Market Update from Mark Sprague Independence Title’s Director of Information Capital In real estate, the big question is: “When will we return to normalcy?” Would anyone be surprised if […]
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Economic Update
Economic Updateby Mark Sprague, Independence Title’s Director of Information Capital DATELINE: May 3, 2024 The Federal Reserve will likely maintain higher interest rates for an extended period due to firmer-than-expected inflation […]
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Asking the Right Questions About the National Press on Austin
Asking the Right Questions About the National Press on AustinPer the Wall Street Journal: “Once America’s Hottest Housing Market, Austin is Running in Reverse” Rebuttal from Mark Sprague, Director of Information Capital, Independence Title The proposition by the media: […]
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Unlocking the Power of Customer Reviews for Business Excellence
Unlocking the Power of Customer Reviews for Business ExcellenceBy Emily Rice, Social Media Manager In the dynamic business landscape, leveraging customer reviews is a game-changer for enhancing credibility, fostering trust, and garnering referrals from potential clients. These authentic […]
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But wait, about rates, you said …
But wait, about rates, you said …by Mark Sprague, Independence Title Director of Information Capital First, my apologies for not anticipating the Fed’s reversing direction after two years of raising rates to pivot and talk about […]
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Your Real Estate Business and Upcoming CTA Deadlines
Your Real Estate Business and Upcoming CTA DeadlinesCompliance update for the 2023 year-end and the 2024 new year By Roland Love, Independence Title Vice President, Attorney, and Educator The Corporate Transparency Act, which goes into effect in […]
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Some Texas counties subject to special reporting requirements by FinCEN
Some Texas counties subject to special reporting requirements by FinCENby Kara McGregor, Senior Vice President, Independence Title Beginning on November 21, 2023, Travis County will join Bexar, Dallas, Harris, Montgomery, Tarrant and Webb counties as part of the geographic […]
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Has the Residential Real Estate Market Changed? Market Update with Mark Sprague
Has the Residential Real Estate Market Changed? Market Update with Mark SpragueBy Mark Sprague, State Director of Information Capital A question Realtors, economists, real estate analysts, and more have been getting for the past 18+ months: Has the residential real estate market changed? For […]
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Rates Up or Down? Market Update with Mark Sprague
Rates Up or Down? Market Update with Mark SpragueBy Mark Sprague, State Director of Information Capital Yes, inflation is coming down somewhat, increasing hope that interest rate hikes will pause and go down. Yes, the FDIC-driven sales of mortgage-backed securities prompted […]
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Market Update with Mark Sprague Summer 2023
Market Update with Mark Sprague Summer 2023By Mark Sprague, State Director of Information Capital The market had hoped that moderating inflation would have a positive impact on rates by the middle of this year. Not going to happen. Not […]
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6 Proven Tips to Help Real Estate Agents Increase Engagement on Social Media
6 Proven Tips to Help Real Estate Agents Increase Engagement on Social MediaBy Becky Gervers, Technology Trainer & Marketing Automation Specialist As a real estate trainer who consults with real estate agents on the technology they use and the marketing automation available […]
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How Real Estate Agents Can Leverage Artificial Intelligence for Better Marketing
How Real Estate Agents Can Leverage Artificial Intelligence for Better MarketingBy Becky Gervers, Technology Trainer & Marketing Automation Specialist Are you a real estate agent looking for ways to get ahead of your competition and increase your business? Well, it […]
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Facebook Real Estate Listing Update!
Facebook Real Estate Listing Update!By Shanahan Ramos, Curriculum Lead & Education Specialist YES, you can still promote your Listings on your Facebook Business Page even after January 30, 2023, but here is everything you need […]
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Market Update with Mark Sprague
Market Update with Mark SpragueBy Mark Sprague, State Director of Information Capital The Federal Reserve Bank’s policy-making committee (FOMC) raised rates this week (at the November 1-2 meeting) by .75% and kept a hawkish tone given the […]
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How the Federal Reserve Impacts Mortgage Rates
How the Federal Reserve Impacts Mortgage RatesCompiled by Mark Sprague, State Director of Information Capital The other day was the Federal Reserve meeting; their decision was another 75-basis point / ¾ point rate hike. Mortgage rates have surged […]
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TREC Wants Your Input!
TREC Wants Your Input!By Kaema Roberson, VP – Director of Education Get involved! Comment on the proposed TREC form revisions by September 26th. Currently, the proposed forms are out for public comment, and […]
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Wire Fraud – Is It Still a Thing?
Wire Fraud – Is It Still a Thing?By Karen Burnett, Senior Vice President, Escrow Manager Yes, it is! Stealing has been part of human history since the beginning of time and as we have evolved, so have […]
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The Long-Awaited Slowdown In the Pace of Economic Activity Nationally is Here, or Is It?
The Long-Awaited Slowdown In the Pace of Economic Activity Nationally is Here, or Is It?By Mark Sprague, State Director of Information Capital Jobs nationally and locally continue to be created at a robust pace. (Job openings are twice the number of people out of work nationally and […]
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Tax Time in Texas – Homestead Exemption Q&A with Roland Love
Tax Time in Texas – Homestead Exemption Q&A with Roland LoveBy Roland Love, Vice President, Business Alliances & Field Operations Our recent note regarding the legislative change generally allowing a person to claim a homestead exemption anytime during the year […]
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Homestead Exemption Changes – Effective January 1st!
Homestead Exemption Changes – Effective January 1st!By Roland Love, Vice President, Business Alliances & Field Operations So maybe you’ve heard the buzz – “I can get a residential homestead exemption anytime during the year!” Is that […]
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2022 and Beyond! A Market Update from Mark Sprague
2022 and Beyond! A Market Update from Mark SpragueBy Mark Sprague, State Director of Information Capital As many of you look to 2022 and beyond, we all know it’s really anybody’s guess as to what the future holds. However, many of […]
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New PID Notice Requirements Q&A
New PID Notice Requirements Q&ABy Kaema Roberson, VP – Director of Education If you haven’t already heard, beginning September 1, 2021, sellers will be required to provide notice to buyers when selling property located […]
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Mark Sprague’s Update to Lumber Futures
Mark Sprague’s Update to Lumber FuturesI keep getting these questions: “What are builders doing on purchasing lumber at these high prices?” “Any recommendations on when this will go down and how long?” and “Will prices […]
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Welcome Michele McClintic to Rockwall (DFW)
Welcome Michele McClintic to Rockwall (DFW)A 15-year-resident of Rockwall with a tenure of 21 years in the title business, Michele McClintic has joined the Independence Title family in the Rockwall office. Michele has spent most […]
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Are We in a Bubble? At What Point Does Aggressive Values Appreciation Indicate a Bubble
Are We in a Bubble? At What Point Does Aggressive Values Appreciation Indicate a BubbleBy Mark Sprague, State Director of Information Capital We are getting lots of questions about the lack of inventory, which leads to the question of whether we are in a real […]
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Welcome Christy Shattles to Monticello (DFW)
Welcome Christy Shattles to Monticello (DFW)Meet Christy Shattles … With a tenure in the title industry spanning 28 years, Christy is joining Independence Title as Branch Manager, Escrow Officer of our Dallas-Monticello office. Christy began […]
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Using Instagram Reels for Real Estate
Using Instagram Reels for Real EstateBy Emily Rice, Social Media Manager Have you noticed the semi-new feature on Instagram called Reels? Reels a blend of Instagram Stories and IGTV, short videos up to 30 seconds […]
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A note to our customers
A note to our customersFrom: Brian Pitman, CEO/Co-Founder To our Clients and Friends, Like many Texans, both individuals and businesses, our company was hit this past week with power outages and limited staffing due […]
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Business Planning 2021
Business Planning 2021By Emily Rice, Social Media Manager 2020 is FINALLY over! The best word to describe this year for real estate is busy, which might be a bit of an understatement […]
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Ten Economic Questions for 2021 (focus on Texas)
Ten Economic Questions for 2021 (focus on Texas)By Mark Sprague, State Director of Information Capital Every presentation, every forecast the disclaimer ‘that a recession could be caused by “a catastrophic event” such as significant global military conflict, […]
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It’s Not an “Option” Yet!
It’s Not an “Option” Yet!By: Kaema Roberson, Associate Director of Education for Independence Title Wondering if the rumors are true? Will the title company accept and receipt the option fee? On November 10th, 2020 […]
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Becky Kilfoy — Escrow Officer Round Rock
Becky Kilfoy — Escrow Officer Round RockBecky Kilfoy started in the title business while earning her Speech Communications degree at Texas A&M University. “I worked part-time as an assistant and did a lot of research at […]
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Dawn Stich — Escrow Officer
Dawn Stich — Escrow OfficerDawn Stich is a native Central Texan who spent her first 10 years in Lockhart before her family moved to Austin. Her very first job out of school was with […]